How to Choose a Mortgage Broker Plattsburgh NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Citizens Bank - Burlington VT
148 College St
Burlington, VT
Champlain Title Company
308 Main Street
Burlington, VT
Allstate Insurance David Raleigh
3 Champlain Cmns
Saint Albans, VT
Flagstar Bank
Burlington, VT
Phh Mortgage Corporation
(866) 899-8380
346 Shelburne Rd
Burlington, VT
TD Bank
175 Route 7 S
Montgomery, VT
Glens Falls National Bank And Trust Co Plattsburgh
25 Margaret Street Suite 5
Plattsburgh, NY
Hickok And Boardman Inc
346 Shelburne Rd
Burlington, VT
Peoples Trust Company
25 Kingman Street
Saint Albans, VT
Peoples Trust Co
Saint Albans, VT

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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