How to Choose a Mortgage Broker Patchogue NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Safe Harbor Title Agency Ltd
(631)473-0800
1529 Main
Port Jefferson, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Coach Real Estate Associates
631-360-1900
Smithtown, NY
South Bay Equities Limited
(631)273-7300
30 1st Avenue
BRENTWOOD, NY
Citimortgage Inc
(631)273-9384
150 Motor Parkway
HAUPPAUGE, NY
Paragon Abstract Inc
(631)234-1100
200 Corporate Plaza
Islandia, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Southfork Funding
(631)467-5015
63 Railroad Avenue
RONKONKOMA, NY
Majestic Funding Corporation
(631)234-9595
200 Corporate Plaza
ISLANDIA, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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