How to Choose a Mortgage Broker Oswego NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

All Seasons Abstract
(315)676-7385
118 Thelma Road
Central Square, NY
Oswego Valley Insurance Agencies Llc
(315)343-3787
166 West 1st Street
Oswego, NY
Ticor Title Insurance Co
(315)342-2184
34 East Bridge Street
Oswego, NY
Fulton Savings Bank - Mortgage Department
(315)592-3171
75 South 1st Street # 1
FULTON, NY
Fulton Savings Bank
(315) 592-4201
75 S 1St St
Fulton, NY
Chase Bank
(315) 343-9650
204 W First St
Oswego, NY
Fulton Savings Bank Hannibal Village Plaza Fulton Offices Loan Rep Of
(315)343-1230
102 West Utica Street
Oswego, NY
Public Abstract Corporation
(315)343-7068
94 East Bridge Street
Oswego, NY
P H H Mortgage Services
(315)947-6226
Smith Road
FAIR HAVEN, NY
Community Bank NA
(315)564-5118
343 State Route 34
HANNIBAL, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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