How to Choose a Mortgage Broker Olean NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Tom Mooney Agency
(716)806-0317
2636 W State St
Olean, NY
First Tier Bank And Trust
(716)376-5200
107 Main
Salamanca, NY
Hamlin Bank and Trust Company
(814)225-4767
151 Main Street
ELDRED, PA
First Tier Bank & Trust
(716)699-2366
54 Washington
ELLICOTTVILLE, NY
Community Bank NA
(716)372-0110
201 North Union Street Suite A
OLEAN, NY
Iroquois Group
(716)373-5511
406 W State St
Olean, NY
Fenton Ned Insurance Agency
(716)945-1100
170 Clinton Street
Salamanca, NY
Northwest Savings Bank
(814)368-8888
85 West Washington Street
BRADFORD, PA
First Tier Bank & Trust
(585)968-5000
27 Water Street
CUBA, NY
First Tier Bank & Trust
(716)376-5200
107 Main
SALAMANCA, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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