How to Choose a Mortgage Broker Newburgh NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

TD Bank
1850 S Road
Wappingers Falls, NY
Goshen Abstract Corporation
265 Main Street
Goshen, NY
Prudential Rand Realty
401 Windsor Highway
New Windsor, NY
Mclean Insurance Agency Inc.
316 Titusville Rd
Poughkeepsie, NY
Go Mortgage
3250 Route 9 West
Chase Bank
(845) 462-1500
48 Vassar Rd
Poughkeepsie, NY
Citizens Bank - Middletown / Wal-Mart
470 Route 211 E
Middletown, NY
Hardenburgh Abstract Co
12 Scotchtown Avenue
Goshen, NY
Consumer Marketing Services Inc
272 Main Street
Poughkeepsie, NY
Ryan Associates Of The
180 Schwenk Dr
Walden, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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