How to Choose a Mortgage Broker Middletown NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Home Loans Plus Inc
Po Box 284
Vernon, NJ
J. S. Mizrachi Agency
513 Route 211 E
Middletown, NY
Walden Savings Bank
2 Bank Street
Household Finance Corporation
Dunning Farms Shoppi
Gold Mortgage Services Inc
60 Main Street
Bank of America - Port Jervis
13-17 Hammond St
Port Jervis, NY
Hambletonian Abstract Inc
261 Greenwich Avenue
Goshen, NY
Walden Federal Monroe Office
288 Larkin Drive
Monroe, NY
Mortgage Consultant Plus
25 Main Street
Goldman Agency Insurance
80 East Main Street

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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