How to Choose a Mortgage Broker Fulton NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Chase Bank
(315) 452-5816
5788 E Circle Dr
Cicero, NY
Citizens Bank - East Circle Dr/Price Chopper
315-458-8723
5701 East Circle Dr Suite 100
Cicero, NY
Robert J. Collins Agency
(315)668-2224
3085 East Ave
Central Square, NY
Fitzgibbons Agency
(315)342-5000
35 East 1st Street
Oswego, NY
Oswego County Savings Bank - Oswego Office
(315)343-4100
44 East Bridge Street
OSWEGO, NY
HSBC Bank
1.800.975.HSBC (4722)
Glenn Crossing Plaza 7379 Oswego Rd
Liverpool, NY
Chase Bank
(315) 451-8827
424 7th North St
Liverpool, NY
All Seasons Abstract
(315)676-7385
118 Thelma Road
Central Square, NY
Hosler Agency Inc
(315)592-5756
211 S 1st St
Fulton, NY
Ticor Title Insurance Co
(315)342-2184
34 East Bridge Street
Oswego, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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