How to Choose a Mortgage Broker Delmar NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Bank of America - 500 State Street
800.432.1000
500 State St
Schenectady, NY
Casswood Insurance Agency
(516)373-8700
58 Clifton Country Rd
Clifton Park, NY
Fleet Bank
(518)477-1222
501 Columbia Tpke
EAST GREENBUSH, NY
Albany Mortgage
(518)435-1129
1 Marcus Boulevard
ALBANY, NY
Dormitory Authority State Of New York
(518) 257-3000
515 Broadway
Albany, NY
Citizens Bank - Loudonville
518-489-1867
265 Osborne Road
Loudonville, NY
Capital Region Ins Agcy
(518)456-8965
421 New Karner Rd
Albany, NY
Fleet Mortgage
(518)447-4300
69 State St
ALBANY, NY
Clear Financial Solutions
(518)383-9893
1652 Route 9
CLIFTON PARK, NY
1St Priority Mortgage Inc.
(518) 348-6900
1547 Route 9
Clifton Park, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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