How to Choose a Mortgage Broker Cohoes NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Bank of America - Latham
800.432.1000
579 Troy-Schenectady Rd
Latham, NY
Allstate Insurancebarton Insurance Agency Inc.
(518)786-3975
623 New Loudon Rd (1 Mi. S Of The Latham Circle)
Latham, NY
Executive Mortgage Group Inc
(518)489-8850
3 Marcus Boulevard
ALBANY, NY
Carteret Mortgage
(518)459-3335
45 Colvin Avenue
ALBANY, NY
Gateway Funding Diversified Mtg Srvs Lp
(518) 852-9191
1 Fairchild Sq Ste 101
Clifton Park, NY
Citizens Bank - Delmar
518-439-0102
180 Delaware Avenue
Delmar, NY
All Season Title Agency
(518)348-9900
9 Executive Park Drive
Clifton Park, NY
Veterans'' Homeownership Corporation
(518)783-9798
9 Herbert Drive
LATHAM, NY
Centex Home Equity LLC
(518)427-8402
14 Corporate Woods Boulevard
ALBANY, NY
Homestead Funding Corp
(518) 477-5333
756 Columbia Tpke
East Greenbush, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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