How to Choose a Mortgage Broker Beacon NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Bank of America - Cornwall
25 Quaker Ave
Cornwall, NY
Town & Country Lending Services
3144 Albany Post Road
Northeast Buisness Capital Inc
3 North Randolph Av
Guarantee Home Mortgages Company Inc
292 Main
M And T Bank
(845) 440-2851
1769 Route 52
Fishkill, NY
TD Bank
(845) 354-0390
81 W Ramapo Road
Garnerville, NY
Truran Agency Insurance
1006 Route 22
Brewster, NY
The Funding CO
485 Route 32
Horizon Financial Group
6 Trinity Way
Atlantic States Mortgage Corp.
2044 State Route 32

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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