How to Buy a House Using a Lease Option Valley Stream NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Colliers ABR
(212) 318-9790
40 E. 52th Street
New York, NY
Cumberland Packing Corp.
(718) 858-4200
2 Cumberland Street
Brooklyn, NY
Laujel Realty Corp.
(718) 239-0890
2440 E. Tremont Avenue
Bronx, NY
Trump Organization
(212) 832-2000
725 Fifth Avenue
New York, NY
C21 AMH Commercial-A div.of Century 21 American Homes
516 642-8896
1897 Wantagh Avenue
Wantagh, NY
Blue Sky Commercial Realty Group
Fort Lee Executive Park
Fort Lee, NJ
Corcoran Group
(212) 500-7066
36 E. 12th Street
New York, NY
(212) 697-8601
1212 Avenue of Americas
New York, NY
Manhattan Apartments North Inc.
(212) 378-2350
225 W. 57th Street
New York, NY
HRM Commecial Real Estate
234 Fifth Ave
New York, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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