How to Buy a House Using a Lease Option Springfield Gardens NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

My Realty
917-225-2911
2435 jerome ave
Bronx, NY
Battery Park Reality
(212) 786-1789
21 South End Avenue
New York, NY
Liberty Maritime Corp.
(516) 488-8800
1979 Marcus Avenue
Lake Success, NY
NMP Group
(212) 213-3819
302 5th Avenue
New York, NY
C21 AMH Commercial-A div.of Century 21 American Homes
516 642-8896
1897 Wantagh Avenue
Wantagh, NY
Blue Sky Commercial Realty Group
201-292-1880
Fort Lee Executive Park
Fort Lee, NJ
Accomodations in NY
(212) 799-9711
20 W. 64th Street
New York, NY
Brown Harris Stevens
(212) 588-5692
1926 Broadway
New York, NY
Manhattan Commercial Realty Corp.
(212) 624-9204
1375 Broadway
New York, NY
UPRS Group, LLC
(888) 660-6740
875 Avenue of Americas
New York, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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