How to Buy a House Using a Lease Option South Richmond Hill NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Antoinette Brown Travel Cons.
(718) 655-2455
3260 Cruger Avenue
Bronx, NY
Kayunder
(212) 302-5556
230 W. 38th Street
New York, NY
Manhattan Apartments North Inc.
(212) 378-2350
225 W. 57th Street
New York, NY
Schonfeld Securities
(516) 822-0202
1 Jericho Plaza
Jericho, NY
William Crisp Realty, LLC
(212) 971-8901
358 Fifth Avenue.
New York, NY
Blue Sky Commercial Realty Group
201-292-1880
Fort Lee Executive Park
Fort Lee, NJ
Cumberland Packing Corp.
(718) 858-4200
2 Cumberland Street
Brooklyn, NY
Lebhar-Friedman Inc.
(212) 756-5000
425 Park Avenue
New York, NY
PBS Realty Advisors LLC
(212) 672-2000
230 Park Avenue
New York, NY
Sugarhill Services Corp.
(212) 283-7914
880 St. Nicholas Avenue
New York, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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