How to Buy a House Using a Lease Option Saugerties NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Mary Collins Real Estate, Inc.
(845) 687-0911
Route 213 East
High Falls, NY
HydroQuest
(845) 657-8111
PO Box 387
Stone Ridge, NY
The Sobeck Company
(845) 246-6577
67 Partition St
Saugerties, NY
Dutch Valley Travel Agency of Saugerties Inc
(845) 246-9555
RR 9
Saugerties, NY
Winters Charles Real Estate
(845) 246-9662
38 Russell St
Saugerties, NY
Commercial Associates Realty Inc.
(845) 339-9100
411 Washington Avenue, Suite 201
Kingston, NY
Brewer Land Surveying
(845) 339-1487
275 Fair Street
Kingston, NY
Hubbard Steve
(845) 246-2022
15 Barclay St
Saugerties, NY
Grist Mill Real Estate
(845) 246-3200
265 Main St
Saugerties, NY
Hilltop Realty
(845) 246-3776
157 Hilltop Rd
Saugerties, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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