How to Buy a House Using a Lease Option Rye NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Liberty Maritime Corp.
(516) 488-8800
1979 Marcus Avenue
Lake Success, NY
New York City Brokerage
(212) 388-1115
660 W. 180th Street
New York, NY
Kelly Associates Real Estate, Inc.
(203) 655-8238
780 Post Road
Darien, CT
Papadakos Realty
(203) 952-7600
25 Fullin Court
Norwalk, CT
CSStudies.com
914-693-2706
PO Box 472
Dobbs Ferry, NY
Baldwin Bernard Jr.
(718) 588-4595
790 Concourse Village # 11H
Bronx, NY
Mark Wishnuff M.D.
(212) 249-5918
215 E. 84th Street
New York, NY
Office Suites of Darien
(203) 655-2603
30 Old Kings Hwy South
Darien, CT
ELM Associates
(203) 966-7882
52 Rocky Brook Road
New Canaan, CT
woodplus manager realty inc
(347) 810-1033
1905 white plains rd
bronx, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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