How to Buy a House Using a Lease Option Queensbury NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Realty USA
(518) 798-4281
251 Quaker Rd
Queensbury, NY
Re Max Peak Performers
(518) 793-7053
357 Bay Rd Ste 1
Queensbury, NY
Warren County Association of Realtors
(518) 798-3425
296 Bay Rd
Queensbury, NY
Dunkin Donuts
(518) 798-4728
361 Dix Ave
Queensbury, NY
Venture Capital Properties Llc
(516) 773-3444
431 5 Ave
Great Neck, NY
Louis Rc Realty
(518) 615-0052
634 Upper Glen St
Queensbury, NY
City and Country Real Estate
(518) 798-0800
366 Aviation Rd
Queensbury, NY
Realty USA
(518) 798-3636
63 Quaker Rd
Queensbury, NY
Prudential Manor Homes Realtors
(518) 793-6628
699 Upper Glen St
Queensbury, NY
Coldwell Banker King George Realty
(518) 793-7700
73 Main St
Queensbury, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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