How to Buy a House Using a Lease Option Plattsburgh NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Redstone
(802) 658-7400
210 College Street
Burlington, VT
Kavanaugh Realty
(518) 562-4679
59 Court St
Plattsburgh, NY
Ormsby Realty
(518) 324-4600
2 Cogan Ave
Plattsburgh, NY
Judith Baer Realty
(518) 324-2225
8 City Hall Pl
Plattsburgh, NY
Double J Realty
(518) 561-1921
68 Court St
Plattsburgh, NY
Pomerleau Real Estate Commercial Property Mgmnt
(802) 863-8210
69 College St
Burlington, VT
Cooper Realty
(518) 562-5040
191 Margaret St
Plattsburgh, NY
Laforest Realty Inc
(518) 566-7420

Plattsburgh, NY
Latinville James Real Estate
(518) 561-4347
52 Cornelia St Apt 5
Plattsburgh, NY
Jen-Ran Properties
(518) 561-2038
755 State Route 3
Plattsburgh, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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