How to Buy a House Using a Lease Option Monsey NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

My Realty
917-225-2911
2435 jerome ave
Bronx, NY
1031 Investment Services LLC
(914) 447-3785
12 Ackerman Court
Croton on Hudson, NY
New York City Brokerage
(212) 388-1115
660 W. 180th Street
New York, NY
Virtual Office Space
201-562-7501
14 S State Street
Hackensack, NJ
Shalheves Inc
(845) 356-3515
3 Acer Ct
Monsey, NY
Blue Sky Commercial Realty Group
201-292-1880
Fort Lee Executive Park
Fort Lee, NJ
Delphi Commercial Properties, Inc.
(914) 304-5635
580 White Plains Rd.
Tarrytown, NY
Antoinette Brown Travel Cons.
(718) 655-2455
3260 Cruger Avenue
Bronx, NY
Tecna Corp.
(201) 529-0410
1 International Blvd.
Mahwah, NJ
CSStudies.com
914-693-2706
PO Box 472
Dobbs Ferry, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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