How to Buy a House Using a Lease Option Mahopac NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

1031 Investment Services LLC
(914) 447-3785
12 Ackerman Court
Croton on Hudson, NY
Bevilacqua & O'mara Realty
(845) 628-7481
520 N Lake Blvd
Mahopac, NY
Houlihan Lawrence Inc
(845) 628-3401

Mahopac, NY
Re Max Star Realty
(914) 628-1010
710 Route 6
Mahopac, NY
Billingsley Realty Inc
(845) 628-6700
870 Route 6
Mahopac, NY
We Do Lines
99 Danbury Rd.
Ridgefield, CT
Century 21 North Star Realty
(845) 621-2222
271 Route 6
Mahopac, NY
Fawn Agency Inc
(914) 248-7000

Mahopac, NY
Ol Mahopac Llc
(845) 621-9199
558 Beach Rd
Mahopac, NY
Putnam Capital Group
(845) 621-1001
896 S Lake Blvd
Mahopac, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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