How to Buy a House Using a Lease Option Long Island City NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

AZA Brokers
(516) 285-0600
21-15 Linden Blvd.
Elmont, NY
Cumberland Packing Corp.
(718) 858-4200
2 Cumberland Street
Brooklyn, NY
Halstead Properties LLC
(212) 381-3218
1356 Third Avenue
New York, NY
Red Apple Group Inc.
(212) 956-5803
823 11th Avenue
New York, NY
KVNY Commercial Real Estate Company
646-395-7006
189 Sullivan St
manhattan, NY
HMS Associates
718-576-2280
20 President St
Staten Island, NY
Corporate Real Estate Solutions
(212) 268-0033
236 W. 30th Street
New York, NY
Edward Warren & Company, Inc.
(212) 750-6800
575 Lexington Avenue
New York, NY
NMP Group
(212) 213-3819
302 5th Avenue
New York, NY
HRM Commecial Real Estate
917.400.8422
234 Fifth Ave
New York, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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