How to Buy a House Using a Lease Option Hicksville NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Global Office Suites
631-780-7000
1600 Expressway plaza suite 100
hauppauge, NY
Beechwood Organization
(516) 935-5555
500 North Broadway
Jericho, NY
Homes Access Inc.
(718) 738-6200
111-17 Liberty Avenue
Richmond Hill, NY
Schonfeld Securities
(516) 822-0202
1 Jericho Plaza
Jericho, NY
KAYE REALTY & DEVELOPMENT INC.
917-450-6951
6941 MYRTLE AVENUE
GLENDALE, NY
RJ SANTIAGO, MORTGAGE BROKER
(718) 687-4200
151-20 88th. Street
Howard Beach, NY
UA Plaza
631 662 2033
2545 Hempstead tkp
East Meadow, NY
Crooker Fire Drill Corp.
(631) 277-7602
P.O. Box 368
IslipTerrace, NY
Lefrak Organization
(718) 459-9021
97-77 Queens Blvd.
Rego Park, NY
woodplus manager realty inc
(347) 810-1033
1905 white plains rd
bronx, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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