How to Buy a House Using a Lease Option Freeport NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

AZA Brokers
(516) 285-0600
21-15 Linden Blvd.
Elmont, NY
Levitz Home Furnishings Inc.
(516) 496-9560
300 Crossways Park Drive
Woodbury, NY
P.C. Richard & Son
(631) 843-4300
150 Price Parkway
Farmingdale, NY
The Madis Home
(718) 771-1645
318 Brooklyn Avenue
Brooklyn, NY
KAYE REALTY & DEVELOPMENT INC.
917-450-6951
6941 MYRTLE AVENUE
GLENDALE, NY
Arbor Commercial Mortgage
(516) 832-8002
333 Earle Ovington Blvd.
Uniondale, NY
Dial-A-Mattress Operating Corp.
(718) 472-1200
31-10 48th Avenue
Long Island City, NY
Liberty Maritime Corp.
(516) 488-8800
1979 Marcus Avenue
Lake Success, NY
Schonfeld Securities
(516) 822-0202
1 Jericho Plaza
Jericho, NY
woodplus manager realty inc
(347) 810-1033
1905 white plains rd
bronx, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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