How to Buy a House Using a Lease Option East Elmhurst NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

AKA Times Square
(212) 764-5700
123 W. 44th Street
New York, NY
Colliers ABR
(212) 318-9790
40 E. 52th Street
New York, NY
Cumberland Packing Corp.
(718) 858-4200
2 Cumberland Street
Brooklyn, NY
Manhattan Commercial Realty Corp.
(212) 624-9204
1375 Broadway
New York, NY
Brandon Residence for Women
(212) 496-6901
340 West 85th Street
New York, NY
Blue Sky Commercial Realty Group
201-292-1880
Fort Lee Executive Park
Fort Lee, NJ
AZA Brokers
(516) 285-0600
21-15 Linden Blvd.
Elmont, NY
Corporate Real Estate Solutions
(212) 268-0033
236 W. 30th Street
New York, NY
Halstead Properties LLC
(212) 381-3218
1356 Third Avenue
New York, NY
Rockefeller Group Business Centers
(212) 332-3400
45 Rockefeller Plaza
New York, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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