How to Buy a House Using a Lease Option Cortlandt Manor NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Delphi Commercial Properties, Inc.
(914) 304-5635
580 White Plains Rd.
Tarrytown, NY
PO Box 472
Dobbs Ferry, NY
Freitas Construction Corp
(914) 739-0516
2471 Maple Ave
Cortlandt Manor, NY
Homequest Realty Inc
(914) 739-4663
2169 Maple Ave
Cortlandt Manor, NY
Home Connection Realty Inc
(914) 739-4850
2093 E Main St
Cortlandt Manor, NY
We Do Lines
99 Danbury Rd.
Ridgefield, CT
1031 Investment Services LLC
(914) 447-3785
12 Ackerman Court
Croton on Hudson, NY
Wald Realty Inc
(914) 737-6000
49 Conklin Ave
Cortlandt Manor, NY
A J Realty
(914) 736-0600
150 Croton Ave
Cortlandt Manor, NY
Croton Realty & Development
(914) 736-0600
150 Croton Ave
Cortlandt Manor, NY

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- How to Lock in a Mortgage Rate Cortlandt Manor NY
OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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