How to Buy a House Using a Lease Option Brewster NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Realty Seven Inc.
(203) 762-5548
250 Danbury Road
Wilton, CT
Traynor Rourk
(845) 279-0529

Brewster, NY
J E S Management Llc
(845) 278-1644
14 S Hollow Rd
Brewster, NY
J J Sisca & Associates Building Corp
(845) 279-6111
RR 22
Brewster, NY
Houlihan Lawrence Inc
(845) 279-6800
RR 6
Brewster, NY
We Do Lines
99 Danbury Rd.
Ridgefield, CT
ELM Associates
(203) 966-7882
52 Rocky Brook Road
New Canaan, CT
Brewster Realty Llc
(845) 940-1103
34 Putnam Ave
Brewster, NY
R K Ricci Realty Corp
(845) 279-7771
203 Ashbury Way
Brewster, NY
Bruen Realty
(845) 279-2400
70 Birch Hill Rd
Brewster, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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