How to Buy a House Using a Lease Option Bellerose NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

Castle Oil Corp
(914) 381-6600
500 Mamaroneck Avenue
Harrison, NY
Dial-A-Mattress Operating Corp.
(718) 472-1200
31-10 48th Avenue
Long Island City, NY
Idea Nuova, Inc.
(212) 643-0680
302 Fifth Avenue
New York, NY
Levitz Home Furnishings Inc.
(516) 496-9560
300 Crossways Park Drive
Woodbury, NY
United Capital Real Estate Corp.
(646) 286-2129
110 Wall Street
New York, NY
Antoinette Brown Travel Cons.
(718) 655-2455
3260 Cruger Avenue
Bronx, NY
D2Media
(212) 604-0221
250 Hudson Street
New York, NY
Homes Access Inc.
(718) 738-6200
111-17 Liberty Avenue
Richmond Hill, NY
Kipp-Stawski
(212) 697-8601
1212 Avenue of Americas
New York, NY
Manhattan Commercial Realty Corp.
(212) 624-9204
1375 Broadway
New York, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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