How to Buy a House Using a Lease Option Bayside NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

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Cityfeet
212-924-6450
11 west 25th street
new york, NY
AKA Times Square
(212) 764-5700
123 W. 44th Street
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Manhattan Commercial Realty Corp.
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1375 Broadway
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Trump Organization
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725 Fifth Avenue
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HRM Commecial Real Estate
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234 Fifth Ave
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Blue Sky Commercial Realty Group
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Fort Lee Executive Park
Fort Lee, NJ
My Realty
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2435 jerome ave
Bronx, NY
ExecuStay by Marriott
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518 Fifth Avenue
New York, NY
New York City Brokerage
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660 W. 180th Street
New York, NY
Winslow & Company
(212) 982-8884
34 West 15th Street
New York, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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