How to Buy a House Using a Lease Option Bay Shore NY

If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inaccurately, "rent to own") may help you move in. Lease options, in which you lease (rent) a property and have the option to buy the property at the end of the lease term, can allow you to control a home that you want even if you don't have enough money for a down payment yet. A lease option may also be helpful if you need some time to improve your credit before you can get a good mortgage rate.

Local Companies

UA Plaza
631 662 2033
2545 Hempstead tkp
East Meadow, NY
ILC Industries Inc.
(631) 567-5600
105 Wilbur Place
Bohemia, NY
P.C. Richard & Son
(631) 843-4300
150 Price Parkway
Farmingdale, NY
Newbrook Enterprises
(631) 666-4888
87 Newbrook Ln
Bay Shore, NY
New Garden Realty Corp
(631) 206-2067
33 Homan Ave
Bay Shore, NY
Global Office Suites
631-780-7000
1600 Expressway plaza suite 100
hauppauge, NY
Crooker Fire Drill Corp.
(631) 277-7602
P.O. Box 368
IslipTerrace, NY
Levitz Home Furnishings Inc.
(516) 496-9560
300 Crossways Park Drive
Woodbury, NY
C21 AMH Commercial-A div.of Century 21 American Homes
516 642-8896
1897 Wantagh Avenue
Wantagh, NY
Power Team Realty Corp
(631) 206-0200
1805 5th Ave Ste 1
Bay Shore, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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