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Homeowners Insurance and Flooding New York

Local Companies

Access Nursing Services
(914) 747-9696
411 Manville Road
Pleasanville, NY

New York Life
(646) 227-8000
420 Lexington Avenue
New York, NY

New York Life Insurance
(347) 563-8969
420 Lexington Avenue
New York, NY

New York Life Insurance and Annuity Co.
(917) 365-1522
420 Lexington Avenue
New York, NY

New York Life Insurance Company
(646) 227-8573
420 Lexington Avenue
New York, NY

NY Life
(646) 227-8314
420 Lexington Avenue
New York, NY

Marquette Building & Consultation Svcs.
(845) 255-8560
149 Forest Glen Road
New Paltz, NY

Ash-N-Oak Home Improvements
(845) 750-5330
19 Hummel Road
New Paltz, NY

Jim Whitney Home Improvements
(845) 255-2773
75 Dug Rd.
New Paltz, NY

M. J. Posner Construction Co., Inc.
(845) 255-7187
161 State Route 208
New Paltz, NY

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Homeowners Insurance and Flooding Homeowners insurance protects your home and possessions from damage and loss. But flooding is not covered by basic homeowners insurance policies, to the surprise of many homeowners. Flood insurance is a type of insurance policy backed by the federal government and designed in cooperation with the local community and private insurance companies.

When should flood insurance be purchased—and from whom? That depends on the location of your home. If your home lies on a hurricane-prone beachfront or an area susceptible to flash floods, you may not be able to purchase flood insurance at all. If your home is located in an area recognized as a flood zone with no fail-safe protection (such as a dam), you should get flood insurance.

If you live in a Special Flood Hazard Area (SFHA), you will be required by law to have flood insurance. If you live in a low-risk flooding area, it is not necessary to purchase flood insurance.

Premiums and deductibles for flood insurance can vary widely, depending on the value of the property being covered and its location. Flood insurance costs consumers at least a few hundred dollars a year.

The best place to find information regarding homeowners flood insurance is through FEMA's National Flood Insurance Program (NFIP). According to the NFIP, nearly $700 billion dollars of property was covered against flooding by this program in 1993. ...

Click here to read the full insurance article from Insureme.

Featured Local Company

Access Nursing Services

(914) 747-9696
411 Manville Road
Pleasanville, NY
http://www.accessnursing.com/

Full range of nursing personnel to serve all environments of care. Private Homes, Hospitals, Nursing Homes, Assisted Living Facilities, Rehab Centers, Schools, MD offices and In Patient Private Duty Assignments

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Homeowners Insurance and Flooding New York

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