Homeowners Insurance and Flooding Bellmore NY

Homeowners Insurance and Flooding Homeowners insurance protects your home and possessions from damage and loss. But flooding is not covered by basic homeowners insurance policies, to the surprise of many homeowners.

Local Companies

Long Island Home Insurance
(516) 678-6226
3346 Long Beach Road
Oceanside, NY
Personal-Touch Home Care Inc.
(718) 468-2500
186-18 Hillside Avenue
Jamaica, NY
Allstate Insurance Companies
(516) 781-7722
110 Bedford Ave
Bellmore, NY
K L M Brokerage Inc
(516) 783-7925
2277 Bellmore Ave
Bellmore, NY
Herack-Dannenberg Co Inc
(516) 783-5838
2277 Bellmore Ave
Bellmore, NY
Rossi John Jr Agency Inc
(516) 785-2526
210 Pettit Ave
Bellmore, NY
Korman M R
(516) 781-0300
2820 Merrick Rd Ste F
Bellmore, NY
Gerrato Agency
(516) 826-3666
107 Bedford Ave
Bellmore, NY
Vintage Agency Inc
(516) 781-1407
321 Saint Marks Ave
Bellmore, NY
Zagarino Realty
(516) 785-0013
6 Broadway
Bellmore, NY

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Homeowners Insurance and Flooding Homeowners insurance protects your home and possessions from damage and loss. But flooding is not covered by basic homeowners insurance policies, to the surprise of many homeowners. Flood insurance is a type of insurance policy backed by the federal government and designed in cooperation with the local community and private insurance companies.

When should flood insurance be purchased—and from whom? That depends on the location of your home. If your home lies on a hurricane-prone beachfront or an area susceptible to flash floods, you may not be able to purchase flood insurance at all. If your home is located in an area recognized as a flood zone with no fail-safe protection (such as a dam), you should get flood insurance.

If you live in a Special Flood Hazard Area (SFHA), you will be required by law to have flood insurance. If you live in a low-risk flooding area, it is not necessary to purchase flood insurance.

Premiums and deductibles for flood insurance can vary widely, depending on the value of the property being covered and its location. Flood insurance costs consumers at least a few hundred dollars a year.

The best place to find information regarding homeowners flood insurance is through FEMA's National Flood Insurance Program (NFIP). According to the NFIP, nearly $700 billion dollars of property was covered against flooding by this program in 1993. ...

Click here to read the full insurance article from Insureme.

Featured Local Company

Long Island Home Insurance

(516) 678-6226
3346 Long Beach Road
Oceanside, NY
www.insurancelongisland.net

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