Home Improvement Loan Utica NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

Citizens Bank - Whitesboro
315-736-0106
89 Oriskany Boulevard
Whitesboro, NY
Bank of America - Genesee Street
800.432.1000
268 Genesee St
Utica, NY
Bank of America - Utica Business Park
800.432.1000
133 Business Park Drive
Utica, NY
Bank of America - Rome
800.432.1000
1714 Black River Boulevard
Rome, NY
Bank of America - East Utica
800.432.1000
1100 Mohawk St
Utica, NY
HSBC Bank
1.800.975.HSBC (4722)
Mapledale Plaza 8000 State Route 12
Barneveld, NY
Citizens Bank - Utica Downtown
315-797-2150
266 Genesee Street
Utica, NY
Bank of America - Liberty Plaza
800.432.1000
200 West Dominick St
Rome, NY
Bank of America - Whitestown
800.432.1000
34 Oriskany Boulevard
Whitesboro, NY
Bank of America - West Winfield
800.432.1000
381 West Main St PO Box 63
West Winfield, NY

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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

Article Source: http://www.articlesbase.com/loans-articles/finding-a-competitive-home-improvement-loan-828188.html

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