Home Improvement Loan Staten Island NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

Capital One
212-685-2295
10 E 34Th St
New York, NY
Capital One
201-420-2850
5913 Bergenline Ave
West New York, NJ
TD Bank
(718) 267-5100
31-04 Ditmars
Astoria, NY
Bank of America - 808 Columbus Avenue
212.328.0004
808 Columbus Avenue
New York, NY
Bank of America - North Plainfield
800.432.1000
535 Somerset St
North Plainfield, NJ
Chase Bank
(212) 477-0550
109 Delancey St
New York, NY
Capital One
212-431-4100
116 Bowery
New York, NY
TD Bank
(212) 627-8209
200 W 26th Street
New York City, NY
TD Bank
(908) 598-0943
27 Summit Avenue
Summit, NJ
TD Bank
646-344-4800
2 Wall Street
New York City, NY

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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

Article Source: http://www.articlesbase.com/loans-articles/finding-a-competitive-home-improvement-loan-828188.html

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