Home Improvement Loan Spring Valley NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

Chase Bank
(718) 325-6161
725 E 233rd St
Bronx, NY
Capital One
973-595-7041
625 Hamburg Turnpike
Wayne, NJ
Bank of America - Oakland
201.337.0462
15 Yawpo Ave
Oakland, NJ
Wells Fargo - White Plains
914-682-7416
202 Mamaroneck Ave
White Plains, NY
TD Bank
973-616-1367
115 Jackson Avenue
Pompton Plains, NJ
Chase Bank
(914) 683-8506
353 N Central Ave
Hartsdale, NY
Capital One
551-497-5330
419 Market Street
Saddle Brook, NJ
Capital One
201-573-5140
553 Broadway
Westwood, NJ
Bank of America
800.432.1000
300 Garden State Plaza
Paramus, NJ
Wells Fargo - Thornwood
914-769-7500
962 Broadway
Thornwood, NY

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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

Article Source: http://www.articlesbase.com/loans-articles/finding-a-competitive-home-improvement-loan-828188.html

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