Home Improvement Loan Shirley NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

Chase Bank
(631) 744-6100
346-20 Route 25a
Rocky Point, NY
Capital One
631-821-2101
75 Route 25A
Rocky Point, NY
Bank of America - Holbrook
631.585.0501
300 Union St
Holbrook, NY
Bank of America - Riverhead
800.432.1000
499 Old Country Rd.
Riverhead, NY
Matthew Berman
1393 Veterans Memorial Highway
Hauppauge, NY
Chase Bank
(631) 345-0617
700 Patchogue-yaphank Rd, Ste 90
Medford, NY
Chase Bank
(631) 979-9595
2001 Nesconset
Lake Grove, NY
Capital One
631-874-2153
485 County Road 111
Manorville, NY
Citizens Bank - South Setauket S S
631-737-5000
260 Pond Path
South Setauket, NY
Donald Conrad
1377 Motor Parkway
Islandia, NY
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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

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