Home Improvement Loan Ridgewood NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

Chase Bank
(516) 822-0135
285 S Broadway
Hicksville, NY
Capital One
718-631-9100
211-47 26Th Avenue
Bayside, NY
TD Bank
(718) 464-2183
188-10 Hillside Avenue
Hollis, NY
Bank of America - Paramus - Garden State Plaza
800.432.1000
300 Garden St Plaza
Paramus, NJ
Bank of America - Bay Ridge
800.432.1000
6901 5th Ave
Brooklyn, NY
Chase Bank
(718) 423-4342
27258 Grand Central Pkwy
Floral Park, NY
Chase Bank
(212) 928-7334
1421 St Nicholas Ave
New York, NY
Capital One
718-892-4410
3780 East Tremont Avenue
Bronx, NY
Bank of America - Fashion Avenue
212.704.7075
515 Seventh Ave
New York, NY
Bank of America - Orange
800.432.1000
276 Main St
Orange, NJ

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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

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