Home Improvement Loan Poughkeepsie NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

Chase Bank
(845) 635-2191
1600 Main St, Ste 14
Pleasant Valley, NY
Bank of America - Ulster Avenue
800.432.1000
1343 Ulster Ave
Kingston, NY
Bank of America - Wappinger Falls
845.297.5915
1469 Route 9
Wappingers Falls, NY
Citizens Bank - Red Oaks Mill
845-462-7300
32 Vassar Road
Poughkeepsie, NY
TD Bank
845-896-2347
18 Westage Drive, Suite 15
Fishkill, NY
HSBC Bank
1.800.975.HSBC (4722)
Across From Key Foods 1609 Main Street
Pleasant Valley, NY
Bank of America - Meadow Hill
800.432.1000
1414 Route 300
Newburgh, NY
Bank of America - Broadway
800.432.1000
385 Broadway
Newburgh, NY
TD Bank
845-338-3016
411 Washington Avenue
Kingston, NY
Citizens Bank - Newburgh/Wal-Mart
845-567-1380
1201 Route 300
Newburgh, NY

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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

Article Source: http://www.articlesbase.com/loans-articles/finding-a-competitive-home-improvement-loan-828188.html

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