Home Improvement Loan Pittsford NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

Chase Bank
(585) 394-5500
130 S Main St
Canandaigua, NY
Citizens Bank - Perinton Square / Tops
585-223-1320
6720 Pittsford-Palmyra Road
Fairport, NY
Citizens Bank - Penfield Road/Tops
585-383-1580
1601 Penfield Rd
Rochester, NY
Bank of America - Fairport
800.432.1000
58 S. Main St
Fairport, NY
Bank of America - Southtown
800.432.1000
3333 W. Henrietta Rd
Rochester, NY
HSBC Bank
1.800.975.HSBC (4722)
Webster Plaza 980 Ridge Road East
Webster, NY
Chase Bank
(585) 429-5780
2130 Chili Ave
Rochester, NY
Citizens Bank - Ridgemont Plaza
585-227-5880
2833 Ridge Road W.
Rochester, NY
Citizens Bank - Canandaigua/Tops
585-396-9280
5150 North St
Canandaigua, NY
Bank of America - Irondequoit
800.432.1000
1381 E. Ridge Rd
Rochester, NY

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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

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