Home Improvement Loan Oneonta NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

Citizens Bank - Unadilla
607-369-9300
191 Main Street
Unadilla, NY
NBT Bank - Edmeston Branch
800-628-2265
1 West Street
Edmeston, NY
Community Bank - Milford Branch
Your local branch. (See site.)
101 East Main Street
Milford, NY
Community Bank - Oneonta Branch
Your local branch. (See site.)
5006 State Highway 23
Oneonta, NY
KeyBank - Oneonta West Branch
1-888-539-1234
426 Chestnut Street
Oneonta, NY
Citizens Bank - Hartwick
607-293-6611
3092 County Highway 11
Hartwick, NY
Citizens Bank - Oneonta/Price Chopper
607-433-0713
1000 Main Street
Oneonta, NY
NBT Bank - New Berlin Branch
800-628-2265
2 South Main Street
New Berlin, NY
Community Bank - Oneonta Plains Branch
Your local branch. (See site.)
434 Chestnut Street
Oneonta, NY
Citizens Bank - Hartwick Branch
1-877-360-CIRC
3092 County Hwy 11
Hartwick, NY
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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

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