Home Improvement Loan New Hartford NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Mohawk Shopping Plaza 1708 Black River Blvd N
Rome, NY
HSBC Bank
1.800.975.HSBC (4722)
Colonial Shopping Ctr 131 Oriskany Blvd
Whitesboro, NY
Citizens Bank - Utica / Wal-Mart
315-724-8780
710 Horatio St
Utica, NY
Bank of America - Little Falls
800.432.1000
One West Main St
Little Falls, NY
Bank of America
800.432.1000
911 Cornelia St
Utica, NY
HSBC Bank
1.800.975.HSBC (4722)
Mapledale Plaza 8000 State Route 12
Barneveld, NY
HSBC Bank
1.800.975.HSBC (4722)
New Hartford Shopping Ctr 1 N Hartford Shopping Ctr
New Hartford, NY
Chase Bank
(315) 363-5000
150 Main St
Oneida, NY
Bank of America - Genesee Street
800.432.1000
268 Genesee St
Utica, NY
Bank of America - Utica Business Park
800.432.1000
133 Business Park Drive
Utica, NY

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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

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