Home Improvement Loan Ballston Spa NY

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period.

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HSBC Bank
1.800.975.HSBC (4722)
Latham Circle 494 Troy Schenectady Rd
Latham, NY
Citizens Bank - Eastern Parkway/Price Chopper
518-382-9283
1640 Eastern Parkway
Schenectady, NY
Citizens Bank - Route 7/Latham
518-783-1676
1202 Troy-Schenectady Rd
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Bank of America - Latham
800.432.1000
579 Troy-Schenectady Rd
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William Mack, ChFC, CLU, LTCP
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HSBC Bank
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Clifton Park Center 20 Park Ave
Clifton Park, NY
Citizens Bank - Clifton Park / Price Chopper
518-348-0014
15 Park Ave
Clifton Park, NY
Citizens Bank - Saratoga / Hannaford
518-587-1400
95 Weibel Avenue
Saratoga Springs, NY
Citizens Bank - Latham Farms
518-783-8274
882 New Loudon Road
Latham, NY
Bank of America - Cohoes
800.432.1000
91 Remsen St
Cohoes, NY
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Finding a Competitive Home Improvement Loan

Author: Ken Charnly

Taking out a home improvement loan is a popular and easy way of making improvements to your home; whether you want to add an extension to your existing property, convert a room to a different use, or fit a new kitchen. And, if you're planning on selling your house any time soon, a home improvement loan can pay for itself very quickly indeed. However, it is always worth shopping around in order to find a competitive home improvement loan, as the details can vary more than you might think.

The first consideration when finding a competitive home improvement loan is, of course, the loan interest rate itself, and these may vary depending on your status, the amount being sought and the repayment period. It's worth looking around at the offers from several banks and loan providers; the Internet is a very useful tool in this regard, allowing you to compare prices at a glance and saving a lot of hassle and legwork. By comparing different companies, you will quickly get an idea of which deals are competitive and which are less so.

However, when comparing home improvement loans, you should look beyond the headline interest rate on offer, and check the small print. In particular, things to look out for include the options for early repayment, penalties for missed payments, and the details of any loan repayment insurance scheme which you may wish to take to cover your repayments in case of accident, sickness or death. All of these factors can significantly alter the attractiveness of a home improvement loan.


About the Author:

Ken Charnly is a personal finance publisher whose website Online Loans Info and Advice is dedicated to quality information on online loans. For quality information and for all your online loan needs visit and Apply for Loans Online

Article Source: http://www.articlesbase.com/loans-articles/finding-a-competitive-home-improvement-loan-828188.html

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