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Health Insurance Basics New York

Looking for health insurance coverage? Get basic information on health insurance--and take steps to lower your insurance rates. Request free health quotes from InsureMe, your personal insurance shopper.

Local Companies

Liberty Mutual
(845) 471-6500 ext.53445
1110 Rt. 55
LaGrangeville, NY
Liberty Mutual
(845) 471-6500 ext.53445
1110 Rt. 55
LaGrangeville, NY
Lifebridge Sanctuary
(845) 658-3439
PO Box 327
High Falls, NY
Scott M. Fine and Associates
(212) 768-7422
500 Fifth Avenue
New York, NY
David Noard/Vincent Van Gogh
(603) 868-0765
160 E. 25th Street
New York, NY
Metro Jewish Health Systems
(718) 921-8066
6323 7th Avenue
Brooklyn, NY
Path Medical
(212) 213-6155
304 Park Avenue South
New York, NY
First national Administrators
(516) 352-7000
2003 Jericho Turnpike
New Hyde Park, NY
Health Plans Agency
(845) 947-5555
P.O. Box 587
Stony Point, NY
Via Viente
(516) 873-1944
29 Camden Place
New Hyde Park, NY
Provided by:




Health Insurance Basics

Health insurance provides necessary coverage that helps us stay vital and active. It protects us medically and financially in case of a catastrophic illness or injury by collecting a premium—which is then used to pay for health treatment when we need it.

Depending on the plan, it may also cover certain types of routine health care, such as doctor's visits and lab tests.

Finding the Right Insurance Plan

To find the right insurance plan, we must first understand the basics.

Health insurance comes in two forms, managed care plans and indemnity plans. What's the difference? Managed care plans, such as HMOs , are what people think of when considering health insurance. This type of health coverage provides care at a discounted price through contracted hospitals, doctors and providers. Participants must use only their plan's health providers.

Indemnity plans, also known as "fee-for-service" plans, allow policyholders to choose their own health care providers. The patient or provider is then reimbursed following treatment. Though a bit more expensive, many consider the flexibility and freedom insurance indemnity plans offer well worth the price. ...

Click here to read the full insurance article from Insureme.

Featured Local Company

Liberty Mutual

(845) 471-6500 ext.53445
1110 Rt. 55
LaGrangeville, NY
http://www.libertymutual.com/lm/williamvanjura
Read more about Health Insurance Basics

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