Gaps in Coverage New York

That's the good news. Here's the bad news. Generally, insurance companies don't like it when people have gaps in coverage, and they penalize those that do by charging higher rates. (Which means it's sometimes cheaper to maintain coverage even when you're not driving.)

Local Companies

Erie Insurance
(585) 271-1760
1441 South Ave
Rochester, NY
A Aaaction Agcy
(585) 266-6460
1619 E Ridge Rd
Rochester, NY
Liberty Mutual
(845) 471-6500 ext.53445
1110 Rt. 55
LaGrangeville, NY
Lavelle, James B - State Farm Insurance Agent
(212) 687-1699
420 Lexington Ave
New York, NY
State Farm Insurance Franklin Square
(516) 488-3333
932 Hempstead Turnpike
Franklin Square, NY
Croton Auto Parks
(914) 271-5100
1 Municipal Place
Croton on Hudson, NY
New York Life
(646) 227-8000
420 Lexington Avenue
New York, NY
New York Life Insurance
(347) 563-8969
420 Lexington Avenue
New York, NY
New York Life Insurance and Annuity Co.
(917) 365-1522
420 Lexington Avenue
New York, NY
New York Life Insurance Company
(646) 227-8573
420 Lexington Avenue
New York, NY

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My car broke so I dropped my insurance, can I pick it with you when I get another car?

Asked by Anonymous from Rhode Island

 Anonymous:

Yes, of course you can pick it with us! InsureMe.com is a great way to shop for insurance because you can get multiple quotes from local agents just by completing one short form.

That’s the good news. Here’s the bad news. Generally, insurance companies don’t like it when people have gaps in coverage, and they penalize those that do by charging higher rates. (Which means it’s sometimes cheaper to maintain coverage even when you’re not driving.) What’s more, the longer you don’t have insurance, the warier insurers will be when you reapply.

Note: In Rhode Island, the law requires drivers to carry minimum levels of liability coverage (which pays for medical costs and property damage that you cause). So don’t drive you car until you can show proof of coverage!

In the future, if your car breaks down and you stop driving it, keep your insurance. If you’re strapped for cash, see if you can lower your coverages and raise your deductibles in order to reduce your premium payment. Keep the minimum coverage levels to stay in the system. It will pay off in the long run. ...

Click here to read the full insurance article from Insureme.

Featured Local Company

Erie Insurance

(585) 271-1760
1441 South Ave
Rochester, NY
http://www.landtinsurance.com

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