All Topics > Insurance > Flood Insurance Information >

Flood Insurance Information New York

Flood insurance is available through the National Flood Insurance Program (NFIP) as well as a handful of private insurers. Policies can either cover flood-related damage to your house in New York or possessions or both.

Local Companies

Access Nursing Services
(914) 747-9696
411 Manville Road
Pleasanville, NY

New York Life
(646) 227-8000
420 Lexington Avenue
New York, NY

New York Life Insurance
(347) 563-8969
420 Lexington Avenue
New York, NY

New York Life Insurance and Annuity Co.
(917) 365-1522
420 Lexington Avenue
New York, NY

New York Life Insurance Company
(646) 227-8573
420 Lexington Avenue
New York, NY

NY Life
(646) 227-8314
420 Lexington Avenue
New York, NY

Marquette Building & Consultation Svcs.
(845) 255-8560
149 Forest Glen Road
New Paltz, NY

Ash-N-Oak Home Improvements
(845) 750-5330
19 Hummel Road
New Paltz, NY

Jim Whitney Home Improvements
(845) 255-2773
75 Dug Rd.
New Paltz, NY

M. J. Posner Construction Co., Inc.
(845) 255-7187
161 State Route 208
New Paltz, NY

Provided by:

Flood insurance?

Asked by Carlos from California

Note: Flood damage is NOT covered by homeowners insurance

Carlos:

According to III.org, the web site of the Insurance Information Institute, the NFIP “provides coverage for up to $250,000 for the structure of the home and $100,000 for personal possessions. Private flood insurance is available for those who need additional insurance protection, known as ‘excess coverage.’" Both NFIP polices and private flood insurance policies are purchased through insurance agents.

The NFIP web site, FloodSmart.gov, has a handy tool that helps you estimate your home’s “risk profile" and find adequate coverage. Even if your risk is low, the NFIP recommends getting coverage, as 25 percent of all claims come from houses considered ‘low risk.’

The NFIP issues three types of flood insurance policies:

Moderate-to-Low Risk
Standard
High Risk

Click here to see rates . They start as low as $119 a year for low-risk locations and go up to $30,312 a year for high-risk coastal locations. Prices are set and do not vary from insurer to insurer. ...

Click here to read the full insurance article from Insureme.

Featured Local Company

Access Nursing Services

(914) 747-9696
411 Manville Road
Pleasanville, NY
http://www.accessnursing.com/

Full range of nursing personnel to serve all environments of care. Private Homes, Hospitals, Nursing Homes, Assisted Living Facilities, Rehab Centers, Schools, MD offices and In Patient Private Duty Assignments

Read more about Flood Insurance Information

- Flood Insurance - Essential Information New York

Flood insurance does not cover damage that occurs due to high winds or hail. You can opt to purchase add-ons to your regular homeowners' policy to cover those perils.

- Selecting Insurance Policies New York
- Hazard Insurance: Protecting Your Assets from Calamity New York
- Get Smart About Insurance Fraud New York
- Homeowners Insurance and Flooding New York
- Gap Insurance New York
- Earthquake Insurance: Few Have It, Many Need It New York
- Home Insurance Policies New York
- Filing Insurance Claims New York
- Health Insurance Information New York

Regional Articles

- Earthquake Insurance: Few Have It, Many Need It New York

It seems as if everyone’s been so caught up in hurricane madness over the last year, that we’ve sort of forgotten about another serious catastrophe: earthquakes.

- Home Insurance Policies New York
- Flood Insurance - Essential Information New York
- Filing Insurance Claims New York
- Homeowners Insurance and Flooding New York
- Health Insurance Information New York
- Hazard Insurance: Protecting Your Assets from Calamity New York
- Selecting Insurance Policies New York
- Gap Insurance New York
- Get Smart About Insurance Fraud New York

Related Local Events

Long Island Spring Home Show
Dates: 1/8/2010 - 1/10/2010
Location: Farmingdale State College
Farmingdale, NY
View Details

Westchester Spring Home Show
Dates: 1/16/2010 - 1/17/2010
Location: Pace University
Pleasantville, NY
View Details

Long Island Spring Home Show
Dates: 2/19/2010 - 2/21/2010
Location: Suffolk County Community College Sports & Exhibition Complex
Brentwood, NY
View Details

Hudson Valley Spring Home Show
Dates: 3/5/2010 - 3/7/2010
Location: Gold's Gym
Poughkeepsie, NY
View Details

Long Island Spring Home Show
Dates: 4/9/2010 - 4/9/2010
Location: Nassau Veterans Memorial Coliseum
Uniondale, NY
View Details

Advertising	Education	Internet
Business Services	Family	Legal
Careers & Work	Financial Services	Real Estate
Cars	Health	Software
Computing & Technology	Home Services	Telecommunications
Construction	Insurance

Advertising	Construction	Health	Legal
Business Services	Education	Home Services	Real Estate
Careers & Work	Family	Insurance	Software
Cars	Financial Services	Internet	Telecommunications
Computing & Technology

Searching...

Flood Insurance Information New York

Local Companies

Flood insurance?

Featured Local Company