Finding Insurance: Shop Online or Use an Agent

It’s one of those questions that causes millions of Americans to lose sleep every night: Should I shop my insurance online or get out the phone book and call around?

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October 31st, 2006 by Megan Mahan

It’s one of those questions that causes millions of Americans to lose sleep every night: Should I shop my insurance online or get out the phone book and call around? smq.JPG

Alright. So maybe it’s not the source of insomnia across the country. But with new technologies like the Web–which invariably make our day-to-day life easier–also bring with them concerns for safety and identity protection.

This is almost always the case when it comes to shopping for financial products like insurance. Folks want the convenience of the Web but the safety, security and personal touch that comes with talking to a human.

So what if I told you that you could have it both ways?

As someone who recently shopped her auto insurance, I can tell you that what I wanted first was to compare rates. And I wanted to be in the driver’s seat–meaning that I wanted to tell agents what I was looking for, receive initial quotes, and decide who I wanted to work with from there. And though I write about insurance for a living, I wanted easy access to insurance-related information so that I was armed with the necessary facts and saving tips needed to secure a good rate and a solid policy.

When it comes to finding information and getting preliminary quotes and estimates, the Web is where it’s at. And luckily for us consumers, there are plenty of free online shopping services that help the problem.

Click here to read the full insurance article from Insureme.


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