Fake Breasts, Real Insurance
by Penny M. Hagerman
Considering breast implants for yourself or a loved one? Before you run off to the plastic surgeon and schedule augmentation, you might want to check your bank account balance first.
Unless you're recovering from mastectomy due to cancer, your health insurance company isn't likely to cover the cost of those fake breasts for cosmetic reasons—or any of the expense that goes along with them.
Why? Because insurance takes into consideration both risk and cost.
Your insurer considers putting your life at risk for a surgery you don't really need unwise. Therefore, unless there are unusual circumstances related to your health, it won't normally pay for implant surgery.
The True Cost of Implants
Implantation costs $4,000 to $7,000, according to WebMD. That's expensive, and is difficult for many people to produce on their own.
If you or someone you love decides to undergo breast implant surgery, some of the costs you'll incur include:
- Anesthesia
- Hospital charges
- Doctor's fees
- Pain medication
- The cost of the implants themselves
In addition, if you opt for silicone implants rather than saline, the U.S. Food and Drug Administration (FDA) recommends you have an MRI three years after implantation, and once every two years after that, to make sure the implants haven't ruptured. ...
Click here to read the full insurance article from Insureme.