Dealing with Financial Stress New York

When financial stress in New York is too much to bear, you should seek help. Simply talking to a trusted friend or family member will allow you to get some things off your chest. If you don’t have anyone to talk to, consider joining a support group or getting counseling. Your local mental health authority can help.

Local Companies

Lewis Altfest
Altfest Personal Wealth Management

(212) 406-0850
425 Park Avenue, 24th Floor
New York, NY
Christopher Kuehne
Independent Financial Advisors

(914) 764-0367
24 Waterbury Way
Pound Ridge, NY
Karen Altfest
Altfest Personal Wealth Management

(212) 406-0850
425 Park Avenue, 24th Floor
New York, NY
Ron Rhoades
ScholarFi Inc.

(607) 247-5008
60 Sayles Street
Alfred, NY
Gary Schatsky
IFC Personal Money Manager, Inc.

(212) 721-8713
250 West 57th Street, Suite 1619
New York, NY
Walton Williams
Capital Financial Advisors of New York, LLC

(518) 280-0030
7 Corporate Drive
Clifton Park, NY
Marie DeCaprio
MCD Advisors

(914) 432-5058
78 Meadow Road
Briarcliff Manor, NY
Joseph Raimond
Raimond Financial Planning

(716) 692-8648
1876 Niagara Falls Boulevard, Suite 2
Tonawanda, NY
Maureen Whelan
M. A. Whelan Financial Planning

800-775-8564
1225 Franklin Avenue
Garden City, NY
Roman Franklin
Franklin Financial Planning, Inc.

866-653-9907
48 Wall Street (Financial District)
New York, NY
Data Provided by:
  

Stress can take a toll on our lives and health. During these tumultuous economic times financial stress is particularly bothersome. While cutting corners never hurt anyone, juggling bills and doing without necessities harms both our physical and mental health.

Stress contributes to health problems, including insomnia, depression and anxiety. If that isn’t enough, financial problems may prevent sufferers from getting proper treatment. They may beat themselves up mentally for allowing things to spiral out of control. But that frame of mind can only make things worse. Instead, a more productive use of your energy is to develop a way to get out of debt. Here are some things you can do to prevent or reduce financial stress:

  • Make a budget and stick to it. Start out with bills and necessities such as food and transportation. Put aside some money for unexpected expenses such as medical bills and car repairs, and reserve a small amount for entertainment. Put all of the money that is left over toward paying off your debts, starting with the one with the highest interest rate.
  • Become a penny pincher. Scour the sale papers for the best deals on groceries and other necessities, and seek out coupons for the things you buy. Join the frequent shopper club at every store you visit to take advantage of special deals.
  • Learn to have fun without spending a lot of money. Instead of going out to dinner and a movie, eat in and rent a DVD to watch with your spouse or family. Check your local paper for free events such as concerts. Rediscover the simple (and free) pleasures in life, such as taking a walk around the block and throwing a frisbee in the back yard with the kids.
  • Keep your credit cards out of sight and out of mind. Avoid using them except in the case of a true emergency, where there is no other option.
  • Getting Help

    When financial stress is too much to bear, you should seek help. Simply talking to a trusted friend or family member will allow you to get some things off your chest. If you don’t have anyone to talk to, consider joining a support group or getting counseling. Your local mental health authority can help you find counseling that you can afford.

    If budgeting is your problem, credit counseling could be the answer. Also, see my article on creating a household budget . Credit counseling agencies will often help you set up a budget and learn effective money management for free. If that doesn’t solve your problems, your counselor might be able to set up a debt management plan for you. This involves negotiating lower payments and interest rates on unsecured debt, allowing you to pay it off more quickly and still have money left over each month.

    Financial stress can be devastating for you and your family. Learning to cope and taking control of your finances can help you get your life back on track.

    Click here to read more from TheAdvice.com

    Regional Articles
    - Dealing with Financial Stress Albany NY
    - Dealing with Financial Stress Amityville NY
    - Dealing with Financial Stress Amsterdam NY
    - Dealing with Financial Stress Arverne NY
    - Dealing with Financial Stress Astoria NY
    - Dealing with Financial Stress Auburn NY
    - Dealing with Financial Stress Babylon NY
    - Dealing with Financial Stress Baldwin NY
    - Dealing with Financial Stress Baldwinsville NY
    - Dealing with Financial Stress Ballston Spa NY
    - Dealing with Financial Stress Bay Shore NY
    - Dealing with Financial Stress Bayside NY
    - Dealing with Financial Stress Beacon NY
    - Dealing with Financial Stress Bellerose NY
    - Dealing with Financial Stress Bellmore NY
    - Dealing with Financial Stress Bethpage NY
    - Dealing with Financial Stress Binghamton NY
    - Dealing with Financial Stress Brentwood NY
    - Dealing with Financial Stress Brewster NY
    - Dealing with Financial Stress Brockport NY
    - Dealing with Financial Stress Bronx NY
    - Dealing with Financial Stress Bronxville NY
    - Dealing with Financial Stress Brooklyn NY
    - Dealing with Financial Stress Buffalo NY
    - Dealing with Financial Stress Cambria Heights NY
    - Dealing with Financial Stress Camillus NY
    - Dealing with Financial Stress Canandaigua NY
    - Dealing with Financial Stress Centereach NY
    - Dealing with Financial Stress Central Islip NY
    - Dealing with Financial Stress Clifton Park NY
    - Dealing with Financial Stress Cohoes NY
    - Dealing with Financial Stress College Point NY
    - Dealing with Financial Stress Commack NY
    - Dealing with Financial Stress Copiague NY
    - Dealing with Financial Stress Coram NY
    - Dealing with Financial Stress Corning NY
    - Dealing with Financial Stress Corona NY
    - Dealing with Financial Stress Cortland NY
    - Dealing with Financial Stress Cortlandt Manor NY
    - Dealing with Financial Stress Deer Park NY
    - Dealing with Financial Stress Delmar NY
    - Dealing with Financial Stress Depew NY
    - Dealing with Financial Stress Dunkirk NY
    - Dealing with Financial Stress East Amherst NY
    - Dealing with Financial Stress East Aurora NY
    - Dealing with Financial Stress East Elmhurst NY
    - Dealing with Financial Stress East Islip NY
    - Dealing with Financial Stress East Meadow NY
    - Dealing with Financial Stress East Northport NY
    - Dealing with Financial Stress East Setauket NY
    - Dealing with Financial Stress East Syracuse NY
    - Dealing with Financial Stress Elmhurst NY
    - Dealing with Financial Stress Elmira NY
    - Dealing with Financial Stress Elmont NY
    - Dealing with Financial Stress Endicott NY
    - Dealing with Financial Stress Fairport NY
    - Dealing with Financial Stress Far Rockaway NY
    - Dealing with Financial Stress Farmingdale NY
    - Dealing with Financial Stress Farmingville NY
    - Dealing with Financial Stress Floral Park NY
    - Dealing with Financial Stress Flushing NY
    - Dealing with Financial Stress Forest Hills NY
    - Dealing with Financial Stress Franklin Square NY
    - Dealing with Financial Stress Fredonia NY
    - Dealing with Financial Stress Freeport NY
    - Dealing with Financial Stress Fresh Meadows NY
    - Dealing with Financial Stress Fulton NY
    - Dealing with Financial Stress Garden City NY
    - Dealing with Financial Stress Glen Cove NY
    - Dealing with Financial Stress Glen Oaks NY
    - Dealing with Financial Stress Glens Falls NY
    - Dealing with Financial Stress Gloversville NY
    - Dealing with Financial Stress Great Neck NY
    - Dealing with Financial Stress Hamburg NY
    - Dealing with Financial Stress Hauppauge NY
    - Dealing with Financial Stress Hempstead NY
    - Dealing with Financial Stress Hicksville NY
    - Dealing with Financial Stress Hilton NY
    - Dealing with Financial Stress Holbrook NY
    - Dealing with Financial Stress Hollis NY
    - Dealing with Financial Stress Hopewell Junction NY
    - Dealing with Financial Stress Horseheads NY
    - Dealing with Financial Stress Howard Beach NY
    - Dealing with Financial Stress Huntington NY
    - Dealing with Financial Stress Huntington Station NY
    - Dealing with Financial Stress Islip NY
    - Dealing with Financial Stress Ithaca NY
    - Dealing with Financial Stress Jackson Heights NY
    - Dealing with Financial Stress Jamaica NY
    - Dealing with Financial Stress Jamestown NY
    - Dealing with Financial Stress Kew Gardens NY
    - Dealing with Financial Stress Kings Park NY
    - Dealing with Financial Stress Kingston NY
    - Dealing with Financial Stress Lancaster NY
    - Dealing with Financial Stress Larchmont NY
    - Dealing with Financial Stress Latham NY
    - Dealing with Financial Stress Levittown NY
    - Dealing with Financial Stress Lindenhurst NY
    - Dealing with Financial Stress Little Neck NY
    - Dealing with Financial Stress Liverpool NY
    - Dealing with Financial Stress Lockport NY
    - Dealing with Financial Stress Long Beach NY
    - Dealing with Financial Stress Long Island City NY
    - Dealing with Financial Stress Lynbrook NY
    - Dealing with Financial Stress Mahopac NY
    - Dealing with Financial Stress Malone NY
    - Dealing with Financial Stress Mamaroneck NY
    - Dealing with Financial Stress Manhasset NY
    - Dealing with Financial Stress Manlius NY
    - Dealing with Financial Stress Maspeth NY
    - Dealing with Financial Stress Massapequa NY
    - Dealing with Financial Stress Massapequa Park NY
    - Dealing with Financial Stress Massena NY
    - Dealing with Financial Stress Mastic NY
    - Dealing with Financial Stress Melville NY
    - Dealing with Financial Stress Merrick NY
    - Dealing with Financial Stress Middle Village NY
    - Dealing with Financial Stress Middletown NY
    - Dealing with Financial Stress Mineola NY
    - Dealing with Financial Stress Monroe NY
    - Dealing with Financial Stress Monsey NY
    - Dealing with Financial Stress Mount Kisco NY
    - Dealing with Financial Stress Mount Vernon NY
    - Dealing with Financial Stress Nanuet NY
    - Dealing with Financial Stress New City NY
    - Dealing with Financial Stress New Hartford NY
    - Dealing with Financial Stress New Hyde Park NY
    - Dealing with Financial Stress New Paltz NY
    - Dealing with Financial Stress New Rochelle NY
    - Dealing with Financial Stress New Windsor NY
    - Dealing with Financial Stress New York NY
    - Dealing with Financial Stress Newburgh NY
    - Dealing with Financial Stress Niagara Falls NY
    - Dealing with Financial Stress North Babylon NY
    - Dealing with Financial Stress North Tonawanda NY
    - Dealing with Financial Stress Nyack NY
    - Dealing with Financial Stress Oakland Gardens NY
    - Dealing with Financial Stress Oceanside NY
    - Dealing with Financial Stress Ogdensburg NY
    - Dealing with Financial Stress Olean NY
    - Dealing with Financial Stress Oneonta NY
    - Dealing with Financial Stress Orchard Park NY
    - Dealing with Financial Stress Ossining NY
    - Dealing with Financial Stress Oswego NY
    - Dealing with Financial Stress Ozone Park NY
    - Dealing with Financial Stress Patchogue NY
    - Dealing with Financial Stress Pearl River NY
    - Dealing with Financial Stress Peekskill NY
    - Dealing with Financial Stress Penfield NY
    - Dealing with Financial Stress Pittsford NY
    - Dealing with Financial Stress Plainview NY
    - Dealing with Financial Stress Plattsburgh NY
    - Dealing with Financial Stress Port Chester NY
    - Dealing with Financial Stress Port Jefferson Station NY
    - Dealing with Financial Stress Port Washington NY
    - Dealing with Financial Stress Potsdam NY
    - Dealing with Financial Stress Poughkeepsie NY
    - Dealing with Financial Stress Queens Village NY
    - Dealing with Financial Stress Queensbury NY
    - Dealing with Financial Stress Rego Park NY
    - Dealing with Financial Stress Rensselaer NY
    - Dealing with Financial Stress Richmond Hill NY
    - Dealing with Financial Stress Ridgewood NY
    - Dealing with Financial Stress Riverhead NY
    - Dealing with Financial Stress Rochester NY
    - Dealing with Financial Stress Rockaway Park NY
    - Dealing with Financial Stress Rockville Centre NY
    - Dealing with Financial Stress Rome NY
    - Dealing with Financial Stress Ronkonkoma NY
    - Dealing with Financial Stress Roosevelt NY
    - Dealing with Financial Stress Rosedale NY
    - Dealing with Financial Stress Rye NY
    - Dealing with Financial Stress Saint Albans NY
    - Dealing with Financial Stress Saint James NY
    - Dealing with Financial Stress Saratoga Springs NY
    - Dealing with Financial Stress Saugerties NY
    - Dealing with Financial Stress Sayville NY
    - Dealing with Financial Stress Scarsdale NY
    - Dealing with Financial Stress Schenectady NY
    - Dealing with Financial Stress Selden NY
    - Dealing with Financial Stress Shirley NY
    - Dealing with Financial Stress Smithtown NY
    - Dealing with Financial Stress South Ozone Park NY
    - Dealing with Financial Stress South Richmond Hill NY
    - Dealing with Financial Stress Spencerport NY
    - Dealing with Financial Stress Spring Valley NY
    - Dealing with Financial Stress Springfield Gardens NY
    - Dealing with Financial Stress Staten Island NY
    - Dealing with Financial Stress Stony Brook NY
    - Dealing with Financial Stress Suffern NY
    - Dealing with Financial Stress Sunnyside NY
    - Dealing with Financial Stress Syosset NY
    - Dealing with Financial Stress Syracuse NY
    - Dealing with Financial Stress Tarrytown NY
    - Dealing with Financial Stress Tonawanda NY
    - Dealing with Financial Stress Troy NY
    - Dealing with Financial Stress Uniondale NY
    - Dealing with Financial Stress Utica NY
    - Dealing with Financial Stress Valley Stream NY
    - Dealing with Financial Stress Vestal NY
    - Dealing with Financial Stress Wantagh NY
    - Dealing with Financial Stress Wappingers Falls NY
    - Dealing with Financial Stress Watertown NY
    - Dealing with Financial Stress Watervliet NY
    - Dealing with Financial Stress Webster NY
    - Dealing with Financial Stress West Babylon NY
    - Dealing with Financial Stress West Hempstead NY
    - Dealing with Financial Stress West Islip NY
    - Dealing with Financial Stress Westbury NY
    - Dealing with Financial Stress White Plains NY
    - Dealing with Financial Stress Whitestone NY
    - Dealing with Financial Stress Woodhaven NY
    - Dealing with Financial Stress Woodside NY
    - Dealing with Financial Stress Wyandanch NY
    - Dealing with Financial Stress Yonkers NY
    - Dealing with Financial Stress Yorktown Heights NY
    Related Articles
    - Short Term Loans New York
    Are you in need of financial help? Want to resolve small expenses and your cash need is also small? Don' t have sufficient financial sources to depend on? You don' t have to get troubled with all these questions. Your small financial problem can be quickly solved with the help of short term loans.
    - Consumer Bankruptcy New York
    - Involuntary Bankruptcy New York
    - Forex Trading New York
    - How To Find Available Loans New York
    - Easy Payday Loans New York
    - Finding the Best Financial Planner New York
    - Unsecured Loans for Unemployment New York
    Related Local Events
    Hedge Fund Enforcement & Regulatory Dev. Fall 2013
    Dates: 11/19/13 - 11/19/13
    Location:
    New York, NY
    View Details

    Advanced Swaps & Other Derivatives 2013
    Dates: 10/17/13 - 10/18/13
    Location:
    New York, NY
    View Details

    Fundamental of Swaps & Other Derivatives 2013
    Dates: 10/16/13 - 10/16/13
    Location:
    New York, NY
    View Details

    TradeTech Swaps & Derivatives
    Dates: 10/15/13 - 10/17/13
    Location:
    New York, NY
    View Details

    High Performance Computing For Wall Street - September 2013
    Dates: 9/18/13 - 9/18/13
    Location:
    New York, NY
    View Details