Credit Cards and No Credit Checks Hopewell Junction NY

Crown Jewelers are now offering a unique credit solution to meet a variety of needs for those who are trying to get credit. They are advocating that you should save your credit card for those emergencies and use their credit card.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Haviland Shopping Ctr 876 Violet Ave
Hyde Park, NY
HSBC Bank
1.800.975.HSBC (4722)
Across From Key Foods 1609 Main Street
Pleasant Valley, NY
Bank of America - Poughkeepsie
800.432.1000
45 Market St
Poughkeepsie, NY
Citizens Bank - Newburgh / Midtown
845-565-6650
456 Broadway
Newburgh, NY
Citizens Bank - Somers SS
914-621-3150
80 Route 6
Baldwin Place, NY
HSBC Bank
1.800.975.HSBC (4722)
Near Ibm Plant 1941 Route 52
Hopewell Junction, NY
HSBC Bank
1.800.975.HSBC (4722)
Nys Thruway/17K 801 Auto Park Place
Newburgh, NY
Bank of America - New Fairfield
203.746.2505
One Brush Hill
New Fairfield, CT
Citizens Bank - New Paltz SS
845-256-3802
271 Main St.
New Paltz, NY
TD Bank
845-896-2347
18 Westage Drive, Suite 15
Fishkill, NY

Provided By:

Author: Tom Tessin

There is a Jewelry company that gives you the opportunity to get a credit card with "no credit checks". This credit card makes it easier for Americans to get a credit card without going through the traditional means. Today because of our economy it is becoming more and more difficult for Americans to get credit cards even those with good credit are finding that their line of credit is being reduced or even cancelled. Those who have bad credit are finding that getting a line of credit is getting harder or even impossible.

Crown Jewelers are now offering a unique credit solution to meet a variety of needs for those who are trying to get credit. They are advocating that you should save your credit card for those emergencies and use their credit card. They offer you a credit card with no credit checks. This sounds very tempting and who knows perhaps other credit lenders might follow suit someday. Crown Jewelers claims that this is not a secured credit card or a prepaid card. They are offering you a unsecured credit line that offers a "Guaranteed Zero Down" feature in as little as six months. This opportunity sounds too good to be true.

The company states that if you meet their qualifications that you can get your credit card. This is a good way to build your credit score so the company claims. The problem is that you are required to make your purchases with the company. Your account is not an active unless you make your purchase on line with the company. Once you made a purchase and the merchandise is shipped then they start making reports to the credit reporting agencies. After that if you keep a good payment time schedule then your credit score will naturally improve. In order for you to upgrade your credit status then you need to make purchases increasing your credit limit. This is only natural but since you are only purchasing from that specific company in order to use your credit card it really does not benefit you when you want to use the card for other purposes like making airline reservations etc. There are other companies that are doing the same thing offering customers a line of credit on their credit cards offering to make reports to the credit reporting bureaus to help your line of credit. This is a good way to help your credit but it is really not the best way.

When looking for these cards, there are a few things that you need to remember. Sure, there will be cards that say "no credit check" but the question is if they are going to help you. You want to make sure that they report to the credit bureaus. As long as they do this, you're going to be on the right track to fix your credit. Don't just sign up for the first card you see because you may find that you're using a card that isn't even helping you.


About the Author:

Find secured credit cards that require no credit checks and more of Tom's work at FINDsecuredcards.

Article Source: http://www.articlesbase.com/finance-articles/credit-cards-and-no-credit-checks-827205.html