SEARCH:
Quick Search Results

Searching...

VIEW ALL FEATURED ARTICLES | VIEW ALL TOPICS | VIEW ALL REGIONS

Credit Cards and Financial Literacy New York

When it comes to financial literacy in general and credit card knowledge in particular, many Americans appear to fall short.

Local Companies

Anthony B. Smolen, Jr., CPA
(716) 834-6111
3949 Forest Park Way 100
N. Tonawanda, NY
Bank of America - Niagara Falls Boulevard Office
(716) 833-3330
1188 Niagara Falls Blvd.
Tonawanda, NY
Bank of America - Payne Avenue Office
(716) 694-2551
1012 Payne Ave.
North Tonawanda, NY
Bank of America - South Side Office
(716) 822-4601
2221 Seneca St.
Buffalo, NY
Bank of Holland
(716) 537-2264
12 South Main St.
Holland, NY
Citizens Bank - Mid City Plaza/Tops
(716) 692-4397
301 Meadow Dr.
North Tonawanda, NY
Citizens Bank - Niagara St./Tops
(716) 693-2658
150 Niagara St.
Tonawanda, NY
Citizens Bank - South Park-Buffalo/Tops
(716) 826-0500
1989 South Park Ave.
Buffalo, NY
Citizens Bank - Tonawanda
(716) 693-2440
20 Main St.
Tonawanda, NY
Citizens Bank - Young St.-Tonawanda/Tops
(716) 693-7285
890 Young. St.
Tonawanda, NY
Provided by:




By Eva Norlyk Herriott

As credit cards have become as ubiquitous as cell phones and video games, has our knowledge about how to best use credit cards kept pace? Do card holders know the basics about credit scores, credit reports, and how to avoid the most common pitfalls of credit cards? According to surveys, unfortunately the answer may be no. When it comes to financial literacy in general and credit card knowledge in particular, many Americans appear to fall short.

In the 2009 Consumer Financial Literacy Survey of 1000 adults commissioned by the National Foundation for Credit Counseling, more than 80% felt a need for greater financial knowledge. One in four graded themselves below average on their knowledge of personal finance, and more than 80% felt that they could benefit from getting advice on everyday financial questions from a professional.

Another major finding was that some parts of the population, particularly young adults and minorities, are further behind on basic financial literacy skills than others. In the areas of credit card usage, 25% of card holders admitted to not paying all their bills on time, however, among African-Americans that number was about 50%.

More than one third of the people surveyed didn’t know what their credit score was, and almost two thirds hadn’t ordered a copy of their credit report over the last year, even though it’s free. Again, this number was higher among minorities; almost three quarters of Hispanic Americans hadn’t pulled a copy of their credit report. ...

Click here to read the full credit card article from CreditCard Guide.

Featured Local Company

Anthony B. Smolen, Jr., CPA

(716) 834-6111
3949 Forest Park Way 100
N. Tonawanda, NY
Read more about Credit Cards and Financial Literacy

Regional Articles
- Credit Cards and Financial Literacy Albany NY
- Credit Cards and Financial Literacy Amityville NY
- Credit Cards and Financial Literacy Amsterdam NY
- Credit Cards and Financial Literacy Arverne NY
- Credit Cards and Financial Literacy Astoria NY
- Credit Cards and Financial Literacy Auburn NY
- Credit Cards and Financial Literacy Babylon NY
- Credit Cards and Financial Literacy Baldwin NY
- Credit Cards and Financial Literacy Baldwinsville NY
- Credit Cards and Financial Literacy Ballston Spa NY
- Credit Cards and Financial Literacy Bay Shore NY
- Credit Cards and Financial Literacy Bayside NY
- Credit Cards and Financial Literacy Beacon NY
- Credit Cards and Financial Literacy Bellerose NY
- Credit Cards and Financial Literacy Bellmore NY
- Credit Cards and Financial Literacy Bethpage NY
- Credit Cards and Financial Literacy Binghamton NY
- Credit Cards and Financial Literacy Brentwood NY
- Credit Cards and Financial Literacy Brewster NY
- Credit Cards and Financial Literacy Brockport NY
- Credit Cards and Financial Literacy Bronx NY
- Credit Cards and Financial Literacy Bronxville NY
- Credit Cards and Financial Literacy Brooklyn NY
- Credit Cards and Financial Literacy Buffalo NY
- Credit Cards and Financial Literacy Cambria Heights NY
- Credit Cards and Financial Literacy Camillus NY
- Credit Cards and Financial Literacy Canandaigua NY
- Credit Cards and Financial Literacy Centereach NY
- Credit Cards and Financial Literacy Central Islip NY
- Credit Cards and Financial Literacy Clifton Park NY
- Credit Cards and Financial Literacy Cohoes NY
- Credit Cards and Financial Literacy College Point NY
- Credit Cards and Financial Literacy Commack NY
- Credit Cards and Financial Literacy Copiague NY
- Credit Cards and Financial Literacy Coram NY
- Credit Cards and Financial Literacy Corning NY
- Credit Cards and Financial Literacy Corona NY
- Credit Cards and Financial Literacy Cortland NY
- Credit Cards and Financial Literacy Cortlandt Manor NY
- Credit Cards and Financial Literacy Deer Park NY
- Credit Cards and Financial Literacy Delmar NY
- Credit Cards and Financial Literacy Depew NY
- Credit Cards and Financial Literacy Dunkirk NY
- Credit Cards and Financial Literacy East Amherst NY
- Credit Cards and Financial Literacy East Aurora NY
- Credit Cards and Financial Literacy East Elmhurst NY
- Credit Cards and Financial Literacy East Islip NY
- Credit Cards and Financial Literacy East Meadow NY
- Credit Cards and Financial Literacy East Northport NY
- Credit Cards and Financial Literacy East Setauket NY
- Credit Cards and Financial Literacy East Syracuse NY
- Credit Cards and Financial Literacy Elmhurst NY
- Credit Cards and Financial Literacy Elmira NY
- Credit Cards and Financial Literacy Elmont NY
- Credit Cards and Financial Literacy Endicott NY
- Credit Cards and Financial Literacy Fairport NY
- Credit Cards and Financial Literacy Far Rockaway NY
- Credit Cards and Financial Literacy Farmingdale NY
- Credit Cards and Financial Literacy Farmingville NY
- Credit Cards and Financial Literacy Floral Park NY
- Credit Cards and Financial Literacy Flushing NY
- Credit Cards and Financial Literacy Forest Hills NY
- Credit Cards and Financial Literacy Franklin Square NY
- Credit Cards and Financial Literacy Fredonia NY
- Credit Cards and Financial Literacy Freeport NY
- Credit Cards and Financial Literacy Fresh Meadows NY
- Credit Cards and Financial Literacy Fulton NY
- Credit Cards and Financial Literacy Garden City NY
- Credit Cards and Financial Literacy Glen Cove NY
- Credit Cards and Financial Literacy Glen Oaks NY
- Credit Cards and Financial Literacy Glens Falls NY
- Credit Cards and Financial Literacy Gloversville NY
- Credit Cards and Financial Literacy Great Neck NY
- Credit Cards and Financial Literacy Hamburg NY
- Credit Cards and Financial Literacy Hauppauge NY
- Credit Cards and Financial Literacy Hempstead NY
- Credit Cards and Financial Literacy Hicksville NY
- Credit Cards and Financial Literacy Hilton NY
- Credit Cards and Financial Literacy Holbrook NY
- Credit Cards and Financial Literacy Hollis NY
- Credit Cards and Financial Literacy Hopewell Junction NY
- Credit Cards and Financial Literacy Horseheads NY
- Credit Cards and Financial Literacy Howard Beach NY
- Credit Cards and Financial Literacy Huntington NY
- Credit Cards and Financial Literacy Huntington Station NY
- Credit Cards and Financial Literacy Islip NY
- Credit Cards and Financial Literacy Ithaca NY
- Credit Cards and Financial Literacy Jackson Heights NY
- Credit Cards and Financial Literacy Jamaica NY
- Credit Cards and Financial Literacy Jamestown NY
- Credit Cards and Financial Literacy Kew Gardens NY
- Credit Cards and Financial Literacy Kings Park NY
- Credit Cards and Financial Literacy Kingston NY
- Credit Cards and Financial Literacy Lancaster NY
- Credit Cards and Financial Literacy Larchmont NY
- Credit Cards and Financial Literacy Latham NY
- Credit Cards and Financial Literacy Levittown NY
- Credit Cards and Financial Literacy Lindenhurst NY
- Credit Cards and Financial Literacy Little Neck NY
- Credit Cards and Financial Literacy Liverpool NY
- Credit Cards and Financial Literacy Lockport NY
- Credit Cards and Financial Literacy Long Beach NY
- Credit Cards and Financial Literacy Long Island City NY
- Credit Cards and Financial Literacy Lynbrook NY
- Credit Cards and Financial Literacy Mahopac NY
- Credit Cards and Financial Literacy Malone NY
- Credit Cards and Financial Literacy Mamaroneck NY
- Credit Cards and Financial Literacy Manhasset NY
- Credit Cards and Financial Literacy Manlius NY
- Credit Cards and Financial Literacy Maspeth NY
- Credit Cards and Financial Literacy Massapequa NY
- Credit Cards and Financial Literacy Massapequa Park NY
- Credit Cards and Financial Literacy Massena NY
- Credit Cards and Financial Literacy Mastic NY
- Credit Cards and Financial Literacy Melville NY
- Credit Cards and Financial Literacy Merrick NY
- Credit Cards and Financial Literacy Middle Village NY
- Credit Cards and Financial Literacy Middletown NY
- Credit Cards and Financial Literacy Mineola NY
- Credit Cards and Financial Literacy Monroe NY
- Credit Cards and Financial Literacy Monsey NY
- Credit Cards and Financial Literacy Mount Kisco NY
- Credit Cards and Financial Literacy Mount Vernon NY
- Credit Cards and Financial Literacy Nanuet NY
- Credit Cards and Financial Literacy New City NY
- Credit Cards and Financial Literacy New Hartford NY
- Credit Cards and Financial Literacy New Hyde Park NY
- Credit Cards and Financial Literacy New Paltz NY
- Credit Cards and Financial Literacy New Rochelle NY
- Credit Cards and Financial Literacy New Windsor NY
- Credit Cards and Financial Literacy New York NY
- Credit Cards and Financial Literacy Newburgh NY
- Credit Cards and Financial Literacy Niagara Falls NY
- Credit Cards and Financial Literacy North Babylon NY
- Credit Cards and Financial Literacy North Tonawanda NY
- Credit Cards and Financial Literacy Nyack NY
- Credit Cards and Financial Literacy Oakland Gardens NY
- Credit Cards and Financial Literacy Oceanside NY
- Credit Cards and Financial Literacy Ogdensburg NY
- Credit Cards and Financial Literacy Olean NY
- Credit Cards and Financial Literacy Oneonta NY
- Credit Cards and Financial Literacy Orchard Park NY
- Credit Cards and Financial Literacy Ossining NY
- Credit Cards and Financial Literacy Oswego NY
- Credit Cards and Financial Literacy Ozone Park NY
- Credit Cards and Financial Literacy Patchogue NY
- Credit Cards and Financial Literacy Pearl River NY
- Credit Cards and Financial Literacy Peekskill NY
- Credit Cards and Financial Literacy Penfield NY
- Credit Cards and Financial Literacy Pittsford NY
- Credit Cards and Financial Literacy Plainview NY
- Credit Cards and Financial Literacy Plattsburgh NY
- Credit Cards and Financial Literacy Port Chester NY
- Credit Cards and Financial Literacy Port Jefferson Station NY
- Credit Cards and Financial Literacy Port Washington NY
- Credit Cards and Financial Literacy Potsdam NY
- Credit Cards and Financial Literacy Poughkeepsie NY
- Credit Cards and Financial Literacy Queens Village NY
- Credit Cards and Financial Literacy Queensbury NY
- Credit Cards and Financial Literacy Rego Park NY
- Credit Cards and Financial Literacy Rensselaer NY
- Credit Cards and Financial Literacy Richmond Hill NY
- Credit Cards and Financial Literacy Ridgewood NY
- Credit Cards and Financial Literacy Riverhead NY
- Credit Cards and Financial Literacy Rochester NY
- Credit Cards and Financial Literacy Rockaway Park NY
- Credit Cards and Financial Literacy Rockville Centre NY
- Credit Cards and Financial Literacy Rome NY
- Credit Cards and Financial Literacy Ronkonkoma NY
- Credit Cards and Financial Literacy Roosevelt NY
- Credit Cards and Financial Literacy Rosedale NY
- Credit Cards and Financial Literacy Rye NY
- Credit Cards and Financial Literacy Saint Albans NY
- Credit Cards and Financial Literacy Saint James NY
- Credit Cards and Financial Literacy Saratoga Springs NY
- Credit Cards and Financial Literacy Saugerties NY
- Credit Cards and Financial Literacy Sayville NY
- Credit Cards and Financial Literacy Scarsdale NY
- Credit Cards and Financial Literacy Schenectady NY
- Credit Cards and Financial Literacy Selden NY
- Credit Cards and Financial Literacy Shirley NY
- Credit Cards and Financial Literacy Smithtown NY
- Credit Cards and Financial Literacy South Ozone Park NY
- Credit Cards and Financial Literacy South Richmond Hill NY
- Credit Cards and Financial Literacy Spencerport NY
- Credit Cards and Financial Literacy Spring Valley NY
- Credit Cards and Financial Literacy Springfield Gardens NY
- Credit Cards and Financial Literacy Staten Island NY
- Credit Cards and Financial Literacy Stony Brook NY
- Credit Cards and Financial Literacy Suffern NY
- Credit Cards and Financial Literacy Sunnyside NY
- Credit Cards and Financial Literacy Syosset NY
- Credit Cards and Financial Literacy Syracuse NY
- Credit Cards and Financial Literacy Tarrytown NY
- Credit Cards and Financial Literacy Tonawanda NY
- Credit Cards and Financial Literacy Troy NY
- Credit Cards and Financial Literacy Uniondale NY
- Credit Cards and Financial Literacy Utica NY
- Credit Cards and Financial Literacy Valley Stream NY
- Credit Cards and Financial Literacy Vestal NY
- Credit Cards and Financial Literacy Wantagh NY
- Credit Cards and Financial Literacy Wappingers Falls NY
- Credit Cards and Financial Literacy Watertown NY
- Credit Cards and Financial Literacy Watervliet NY
- Credit Cards and Financial Literacy Webster NY
- Credit Cards and Financial Literacy West Babylon NY
- Credit Cards and Financial Literacy West Hempstead NY
- Credit Cards and Financial Literacy West Islip NY
- Credit Cards and Financial Literacy Westbury NY
- Credit Cards and Financial Literacy White Plains NY
- Credit Cards and Financial Literacy Whitestone NY
- Credit Cards and Financial Literacy Woodhaven NY
- Credit Cards and Financial Literacy Woodside NY
- Credit Cards and Financial Literacy Wyandanch NY
- Credit Cards and Financial Literacy Yonkers NY
- Credit Cards and Financial Literacy Yorktown Heights NY
Related Local Events
2010 Economic Forecast w/Hugh Johnson
Dates: 12/16/2009 - 12/16/2009
Location: Hilton Garden Inn of Troy
Troy, NY
View Details
Bio CEO and Investor Conference
Dates: 2/15/2010 - 2/16/2010
Location: Waldorf-Astoria
New York, NY
View Details
Learn How to Reduce Your Credit Card Processing Expenses
Dates: 11/11/2009 - 11/11/2009
Location: Albany-Colonie Regional Chamber of Commerce
Albany, NY
View Details
School Tax Duedate
Dates: 11/10/2009 - 11/10/2009
Location: Office of the Receiver of Taxes
Hempstead, NY
View Details
6th Timberland Investment World Summit
Dates: 10/26/2009 - 10/28/2009
Location: New York City Metro
New York, NY
View Details
Rss   Delicious   Digg   Add To My Yahoo   Add To My Google   Bookmark   Search Plugin
Topics:
Advertising Construction Health Legal
Business Services Education Home Services Real Estate
Careers & Work Family Insurance Software
Cars Financial Services Internet Telecommunications
Computing & Technology