All Topics > Financial Services > Credit Card Tips and Information >

Credit Card Tips and Information New York

If you have begun the process of searching for the right credit card, let these important tips be your guide in determining which credit card is right for you.

Local Companies

Anthony B. Smolen, Jr., CPA
(716) 834-6111
3949 Forest Park Way 100
N. Tonawanda, NY

Bank of America - Niagara Falls Boulevard Office
(716) 833-3330
1188 Niagara Falls Blvd.
Tonawanda, NY

Bank of America - Payne Avenue Office
(716) 694-2551
1012 Payne Ave.
North Tonawanda, NY

Bank of America - South Side Office
(716) 822-4601
2221 Seneca St.
Buffalo, NY

Bank of Holland
(716) 537-2264
12 South Main St.
Holland, NY

Citizens Bank - Mid City Plaza/Tops
(716) 692-4397
301 Meadow Dr.
North Tonawanda, NY

Citizens Bank - Niagara St./Tops
(716) 693-2658
150 Niagara St.
Tonawanda, NY

Citizens Bank - South Park-Buffalo/Tops
(716) 826-0500
1989 South Park Ave.
Buffalo, NY

Citizens Bank - Tonawanda
(716) 693-2440
20 Main St.
Tonawanda, NY

Citizens Bank - Young St.-Tonawanda/Tops
(716) 693-7285
890 Young. St.
Tonawanda, NY

Provided by:

Today, credit cards are more popular as a mode of payment than ever before. In fact, the rewards programs offered by many cards have become a great way to make your credit work for you. If you have begun the process of searching for the right credit card, let these important tips be your guide in determining which credit card is right for you.

Different Types of Credit Card Interest Rates

First, pay close attention to a card’s interest rates. Many credit cards advertise attractive introductory rates for periods that range from three to 12 months. If you have excellent credit, look for a zero percent introductory rate. If you have been planning on making a large purchase, such an offer can lead to enormous financial benefits. Whether it is a new computer, travel to a family reunion, or car repairs that can’t wait any longer, a card with zero percent interest is the smartest way to make those purchases. If you can pay down the entire balance before the introductory period expires, you’ll be using your credit wisely. Some creditors also offer excellent balance transfer rates that will allow you to save money by transferring high interest balances to your new card.

Besides the introductory rate, always determine the ongoing interest rate of any introductory offer advertised. Introductory offers with low or no interest are great ways to save some money; however, unless the ongoing rate is low as well, you’ll spend more money in the long run. ...

Click here to read the full credit card article from CreditCard Guide.

Featured Local Company

Anthony B. Smolen, Jr., CPA

(716) 834-6111
3949 Forest Park Way 100
N. Tonawanda, NY

Read more about Credit Card Tips and Information

- Credit Card Sleight of Hand: Weasel Wording New York

Weasel wording is language deliberately crafted to be vague enough to make it possible to weasel out of any implied promises and commitments advertised.

- Credit Card Credibility New York
- Finding Perfect Bad Credit Company New York
- Credit Card Sleight of Hand: Payment Cut-Off Time New York
- Credit Card Interest Increases-Should You Opt out? New York
- Credit Card Transfers Can Be a Dangerous Game New York
- Buying a Prepaid Credit Card New York
- Tips About Credit New York
- Escaping Credit Card Debt New York
- Comparing Prepaid Credit Cards New York

Regional Articles

- Comparing Prepaid Credit Cards New York

These days, there are so many credit card offers that choosing the right card can be a tough decision. Depending on your lifestyle and credit situation, some credit card offers will be better than others.

- Tips About Credit New York
- Credit Card Credibility New York
- Credit Card Transfers Can Be a Dangerous Game New York
- Credit Card Interest Increases-Should You Opt out? New York
- Buying a Prepaid Credit Card New York
- Credit Card Sleight of Hand: Weasel Wording New York
- Escaping Credit Card Debt New York
- Finding Perfect Bad Credit Company New York
- Credit Card Sleight of Hand: Payment Cut-Off Time New York

Related Local Events

2010 Economic Forecast w/Hugh Johnson
Dates: 12/16/2009 - 12/16/2009
Location: Hilton Garden Inn of Troy
Troy, NY
View Details

Bio CEO and Investor Conference
Dates: 2/15/2010 - 2/16/2010
Location: Waldorf-Astoria
New York, NY
View Details

Learn How to Reduce Your Credit Card Processing Expenses
Dates: 11/11/2009 - 11/11/2009
Location: Albany-Colonie Regional Chamber of Commerce
Albany, NY
View Details

School Tax Duedate
Dates: 11/10/2009 - 11/10/2009
Location: Office of the Receiver of Taxes
Hempstead, NY
View Details

6th Timberland Investment World Summit
Dates: 10/26/2009 - 10/28/2009
Location: New York City Metro
New York, NY
View Details

Advertising	Education	Internet
Business Services	Family	Legal
Careers & Work	Financial Services	Real Estate
Cars	Health	Software
Computing & Technology	Home Services	Telecommunications
Construction	Insurance

Advertising	Construction	Health	Legal
Business Services	Education	Home Services	Real Estate
Careers & Work	Family	Insurance	Software
Cars	Financial Services	Internet	Telecommunications
Computing & Technology

Searching...

Credit Card Tips and Information New York

Local Companies

Different Types of Credit Card Interest Rates

Featured Local Company