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Credit Card Junk Mail - The End of the Sweet Deals? New York

If you’re a tree hugger in New York, you may be able to find one bright silver lining in the gloom of today’s troubled economic climate: the economic crisis just might save some trees.

Local Companies

Anthony B. Smolen, Jr., CPA
(716) 834-6111
3949 Forest Park Way 100
N. Tonawanda, NY
Bank of America - Niagara Falls Boulevard Office
(716) 833-3330
1188 Niagara Falls Blvd.
Tonawanda, NY
Bank of America - Payne Avenue Office
(716) 694-2551
1012 Payne Ave.
North Tonawanda, NY
Bank of America - South Side Office
(716) 822-4601
2221 Seneca St.
Buffalo, NY
Bank of Holland
(716) 537-2264
12 South Main St.
Holland, NY
Citizens Bank - Mid City Plaza/Tops
(716) 692-4397
301 Meadow Dr.
North Tonawanda, NY
Citizens Bank - Niagara St./Tops
(716) 693-2658
150 Niagara St.
Tonawanda, NY
Citizens Bank - South Park-Buffalo/Tops
(716) 826-0500
1989 South Park Ave.
Buffalo, NY
Citizens Bank - Tonawanda
(716) 693-2440
20 Main St.
Tonawanda, NY
Citizens Bank - Young St.-Tonawanda/Tops
(716) 693-7285
890 Young. St.
Tonawanda, NY
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By Eva Norlyk Herriott

If you’re a tree hugger, you may be able to find one bright silver lining in the gloom of today’s troubled economic climate: the economic crisis just might save some trees. As the economy flounders and credit card companies continue to struggle, the usual flood of credit card junk mail has thinned to a trickle.

According to research from Synovate Mail Monitor, the market research arm of Aegis Group, the volume of credit card mail offers decreased by 27% in 2008, a total of 1.4 billion fewer offers compared to 2007. The volume of junk mail credit card offers provides an easy snapshot of the health of a credit card issuer. Issuers of subprime credit cards (cards issued to people with limited credit history or substandard credit scores) were the first to cut back on credit card solicitations. The rest of the credit card industry, with a few exceptions, followed suit and cut their direct mail solicitations back to levels not seen since 2000.

Even if you have great credit, you’re likely to see fewer junk mail credit card offers, particularly from credit card issuers that are hurting. Only two card issuers increased their mail volume in 2008, i.e., US Bank and Barclays Bank. In contrast, most leading credit card issuers like Citibank, Chase, HSBC, and Bank of American cut their mailing volume by 30-61%. Card issuers are refraining from actively soliciting customers that could lead to potentially more credit risk. ...

Click here to read the full credit card article from CreditCard Guide.

Featured Local Company

Anthony B. Smolen, Jr., CPA

(716) 834-6111
3949 Forest Park Way 100
N. Tonawanda, NY
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Regional Articles
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